Transit Insurance for Household and Vehicle Moves

Quick answer: Dev International arranges optional transit insurance for household goods and vehicles moved from Agra. The premium is a small percentage of the value you declare, it covers accidental damage or loss during transit, and claims are supported by our team with the packing list and bilty.

What Transit Insurance Covers

Transit insurance protects your goods against accidental loss or damage while they are on the road, such as a road accident, fire or overturning of the vehicle. Depending on the policy, it can also cover damage during loading and unloading. It is especially recommended for long-distance moves and valuable items.

What It Usually Does Not Cover

• Items packed by the customer that show no external damage to the carton.
• Wear and tear, mechanical or electrical faults that existed before the move.
• Cash, jewellery, documents and valuables that should travel with you.
• Damage caused by improper packing of goods not packed by us.

The exact terms depend on the policy, and we share them with you before you choose.

How the Premium Is Worked Out

You declare the value of the goods being moved, usually item by item or as a total. The premium is a percentage of that value and appears as a separate line on your estimate. Declaring a fair value matters: under-declaring reduces the premium but also reduces what you can claim.

How to Make a Claim

1. Check your goods at delivery against the packing list.
2. Note any damage on the delivery receipt before signing, and take photos.
3. Inform us in writing within the time stated in the policy, usually within a day or two of delivery.
4. We help you prepare the claim with the bilty, packing list, photos and estimate.

Insurance for Cars and Bikes

Vehicles moved through our car and bike transport service can be insured on their declared value. The condition report signed at pickup is the basis for any claim at delivery.

Our View

We would rather prevent damage than claim for it, which is why our packing and loading standards come first. But on a 1,500 km journey, insurance is sensible peace of mind for a small cost, and we recommend it for long moves and valuable furniture.

Why Accidents Still Happen

Even with excellent packing and experienced drivers, a long road carries risk that no mover fully controls: another vehicle's mistake, a sudden storm, a fire at a halt point or a rare mechanical failure. On a move of a few kilometres the risk is small; on a 2,000 km journey it is real enough to plan for. Insurance turns an unlikely but serious loss into a manageable claim.

Preparing a Good Declaration

A clear declaration makes any claim straightforward. List major items such as televisions, refrigerators, washing machines, sofas, beds, wardrobes and dining sets with an approximate current value, not the price you paid years ago. Group smaller items by carton. Keep photographs of expensive furniture and electronics before packing, and store bills if you have them. We help you prepare the list during the survey.

Insurance and Packing Go Together

Most policies expect professional packing, and claims for goods packed by the owner are often limited. When our team packs your belongings, the packing list and condition notes support your claim if anything goes wrong. That is another reason we recommend leaving fragile and valuable items to our packing crew.

Our Responsibility

Insurance does not replace our responsibility for careful work. If something is damaged through our handling, tell us immediately and our supervisor will record it. We aim to resolve such issues fairly and quickly, whether through the insurance policy or directly, depending on the situation and the terms agreed in your estimate.

Which Moves Should Be Insured

We recommend insurance for every move beyond about 300 km, for any move that includes expensive electronics, antiques or designer furniture, and for all vehicle transport. For short local moves within Agra, careful packing and a supervisor on site usually give enough protection, but the choice is always yours. Ask for insurance at the survey and it will be added to your estimate as a separate line, so you can see exactly what it costs.

A Simple Example

Imagine a family moving a 3 BHK from Agra to Bangalore with goods worth about ₹6 lakh. With a declared value of ₹6 lakh, the premium is a small fraction of that amount and appears as one line on the estimate. If a sofa is badly damaged in a road accident, the family reports it at delivery, our team prepares the claim with the packing list, photographs and bilty, and the insurer assesses and settles it under the policy terms.

Transit Insurance Premium Guide

Illustrative premiums. The actual rate depends on the policy, distance and the goods.